Student loans how they work and what they pay all you need to know about official government funding for tuition fees and living costs student finance what you need to be ready for university. When you start repaying your student loan your monthly repayments what to do if you have 2 jobs or are self employed how to get a refund if youve overpaid. You dont have to make another federal student loan payment in 2020 now is the time though to decide what to do before your bill arrives in january 2021. When you start repaying your student loan your monthly repayments what to do if you have 2 jobs or are self employed how to get a refund if youve overpaid. Before you start college make sure you know the ins and outs of student loans for freshmen that includes how to get a loan and what to use the money for